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NewsUnraveling liquidity trends and financial fortitude in the banking realm

Unraveling liquidity trends and financial fortitude in the banking realm

In December of the previous year, the liquid assets of banks totaled 1.6 billion EUR, marking a 5.41% decrease compared to November.

Relative to the same month in 2022, the liquid assets of banks in December experienced a notable decline of 19.64%.

Liquidity ratios for the overall banking system consistently remained above the stipulated minimums on both a daily and ten-day basis.

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Closing the month of December, the combined balance sheet of banks reached 6.73 billion EUR, reflecting a marginal 0.07% increase from November. On an annual basis, this represented a solid growth of 5.15%.

Breaking down the structure of bank assets in December, total loans held the majority share at 60.81%, followed by cash and deposit accounts with central banks at 18.49%, securities at 19.48%, and other asset items at 1.22%.

In terms of liabilities, deposits constituted the largest proportion at 81.27%, succeeded by capital at 12.18%, loans at 3.21%, and other liability items at 3.3%.

The overall capital of banks by the end of December amounted to 820.25 million EUR, indicating a monthly uptick of 0.52% and a significant annual surge of 21.43%.

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